Scam Message / UPI-SMS Checker (Free and Private)
Quick answer: paste the SMS or WhatsApp text below. The checker looks for common scam signs like KYC links, OTP asks, lottery prizes and urgency. It never sends your message anywhere.
🔒 Your message is checked only inside your browser. We do not send or save it.
Important: this is a guide, not a guarantee. Scammers change wording. When in doubt, do not tap and do not share OTP.
Try an example:
How this checker works
Why
Scam SMS and WhatsApp texts steal OTPs, UPI PINs and bank logins. Spotting the pattern before you tap saves money.
What
The tool scans the text you paste for common scam signs. It does not open links and does not call any server.
How
- Paste the full message, including any link.
- Tap Check this message.
- Read each warning. Red means high risk. Amber means be careful.
- If anything looks wrong, delete the message and open the official app yourself.
Example, step by step
- Input: "Dear Customer, your SBI account will be blocked in 2 hours. Update KYC: https://sbi-kyc-update.xyz"
- Result: High risk — KYC ask, urgency, and a web link.
- What it means: Amit deletes the SMS, opens the real YONO app, and sees no KYC notice. He was almost scammed.
Ravindra Bagale's Tip
If a message says your account will be blocked, or asks for KYC, OTP or UPI PIN, stop. Close the chat, open the official bank or UPI app yourself, and check there. A real bank never asks for OTP on SMS or WhatsApp.
Ravindra Bagale's Tip – मराठी
जर message म्हणत असेल की खाते block होईल, किंवा KYC, OTP किंवा UPI PIN मागत असेल, तर थांबा. Chat बंद करा, official bank किंवा UPI app स्वतः उघडा. खरी bank SMS किंवा WhatsApp वर OTP मागत नाही.
Ravindra Bagale's Tip – हिंदी
अगर message कहे कि खाता block होगा, या KYC, OTP या UPI PIN मांगे, तो रुकें. Chat बंद करें, आधिकारिक bank या UPI app खुद खोलें. असली bank SMS या WhatsApp पर OTP नहीं मांगता.
Frequently asked questions
Does this tool send my SMS to a server?
No. The text stays in your browser. Nothing is uploaded or saved on our side.
If it finds no signs, is the message safe?
Not always. New scam wording appears every week. When in doubt, do not tap links and do not share OTP.
Can I check WhatsApp forwards?
Yes. Paste the full text, including any link.